These Terms of Use govern access to and use of morganable.com and any related websites, digital services, content, newsletters, features, subscriptions, accounts, and publications made available by Morganable Newspaper, a digital-first newspaper owned by Morganable Media Group.
By accessing or using morganable.com, you agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, you should not use the website.
1. About Us
Morganable.com is operated by Morganable Newspaper, owned by Morganable Media Group.
Morganable is an independent digital-first newspaper publishing news, analysis, opinion, features, and other editorial content for public information and engagement.
2. Acceptance of Terms
By using morganable.com, you confirm that you accept these Terms of Use and agree to comply with them.
We may amend these Terms of Use from time to time. Any revised version will take effect when published on this page, unless otherwise stated. Continued use of the website after any update is published will constitute acceptance of the revised Terms of Use.
3. Access to the Website
We aim to keep morganable.com available and functioning properly, but we do not guarantee that the website, or any part of it, will always be available, uninterrupted, secure, or error-free.
We may suspend, withdraw, restrict, or change all or any part of the website without notice where reasonably necessary for editorial, technical, operational, legal, regulatory, security, or commercial reasons.
4. Use of Content
Unless otherwise stated, all content on morganable.com, including articles, headlines, text, logos, branding, graphics, images, audio, video, page layouts, databases, and other materials, is owned by or licensed to Morganable Newspaper or its licensors and is protected by copyright and other intellectual property rights.
You may:
- access and read content for your personal, non-commercial use
- print or download limited extracts for personal use only
- share links to our public pages and articles
You may not, without prior written permission:
- reproduce, republish, copy, scrape, syndicate, distribute, or commercially exploit our content
- modify or adapt our content in a misleading, unlawful, or unfair manner
- remove copyright, branding, attribution, or proprietary notices
- use our content in a way that suggests Morganable endorses you, your organisation, or your activities
- systematically extract data or content from the website
Nigerian and the UK copyright rules do allow some limited fair dealing exceptions, including for quotation, criticism, review, and certain reporting of current events, but those exceptions are narrow and context-specific and usually require sufficient acknowledgement.
5. Permitted Sharing and Quotation
You may quote short excerpts from Morganable content for lawful purposes such as commentary, review, criticism, or discussion, provided that:
- the use is fair and proportionate
- Morganable is clearly credited
- a link to the original page is included where reasonably possible
- the quotation does not misrepresent the original meaning or context
Any wider reuse, republication, aggregation, scraping, AI training use, or commercial use requires prior written permission unless permitted by law.
6. Acceptable Use
You agree not to use morganable.com:
- in any way that breaches applicable law or regulation
- to upload, post, distribute, or transmit unlawful, defamatory, abusive, obscene, hateful, threatening, fraudulent, or misleading content
- to interfere with the security, integrity, performance, or operation of the website
- to gain unauthorised access to any part of the website, server, database, account, or connected system
- to introduce viruses, malware, bots, scripts, or other harmful technology
- to scrape content or harvest data at scale without authorisation
- to impersonate Morganable, its staff, contributors, or any other person or organisation
We reserve the right to restrict or block access where we reasonably believe a user has breached these Terms of Use or acted in a way that threatens the website, its users, or our legal rights.
7. User Accounts
Certain areas or services on morganable.com may require registration or a user account.
If you create an account, you agree to:
- provide accurate, current, and complete information
- keep your account details up to date
- keep your username, password, and login credentials confidential
- notify us promptly if you suspect unauthorised access or misuse of your account
You are responsible for activity carried out through your account unless it results from our failure to use reasonable security measures.
You must not:
- register using false or misleading information
- share access in breach of your subscription or account terms
- attempt to access another user’s account without authority
- impersonate another person or misrepresent any affiliation
We may suspend, restrict, or close accounts where we reasonably believe there has been fraud, misuse, repeated breach of these Terms of Use, non-payment, or conduct likely to harm Morganable, its users, or its systems.
8. Subscriptions
Morganable may offer free or paid subscriptions, memberships, newsletters, premium content, event access, or other recurring digital services.
Before purchase, we aim to make clear:
- what is included in the subscription
- the price and billing frequency
- whether the subscription renews automatically
- any minimum term, trial period, or promotional conditions
- how you can manage or cancel the subscription
UK distance-selling and consumer contract rules require businesses to provide certain pre-contract information, and digital content can have special cancellation consequences where supply begins immediately with the user’s consent.
9. Payments and Billing
If you purchase a subscription, event access, advertising service, or other paid product through morganable.com, you agree to provide current, complete, and valid payment information.
Unless otherwise stated:
- prices are shown in the relevant currency
- payment is due at the point of purchase or on the applicable renewal date
- you authorise the relevant payment method to be charged for the amount due
- we may use third-party payment processors to process transactions securely
If a payment fails, we may retry payment, suspend access to the relevant service, or cancel the relevant subscription or order until payment is successfully received.
Where applicable, taxes, charges, or statutory fees will be disclosed or applied as required.
10. Cancellation, Renewal, and Refunds
If a subscription renews automatically, that will be stated at the point of sign-up. You may cancel future renewals through your account settings or the contact method we provide.
Unless otherwise stated:
- cancellation prevents future billing but does not necessarily entitle you to a refund for the current billing period
- partial periods may not be refunded unless required by law
- trial offers, introductory pricing, and promotional periods may be subject to specific additional terms
Where UK consumer cancellation rights apply, they will apply in accordance with law. If Morganable supplies digital content immediately and the user expressly consents to immediate supply while acknowledging loss of the cancellation right, the normal 14-day cancellation position may change.
11. User Submissions
If you submit material to Morganable, including comments, emails, letters, photographs, videos, pitches, tip-offs, or other content, you confirm that:
- you have the right to submit the material
- the material is not unlawful, defamatory, infringing, or misleading
- the material is accurate to the best of your knowledge where presented as fact
- your submission does not violate the rights of any third party
By submitting content to Morganable, you grant us a non-exclusive, royalty-free, worldwide licence to review, use, reproduce, publish, edit, adapt, distribute, moderate, archive, and display that material for editorial, operational, promotional, moderation, security, and legal purposes, unless otherwise agreed in writing.
We are under no obligation to publish any submission.
12. Comments and Community Standards
Where comments, forums, reader discussions, or other interactive features are available, users must engage lawfully and respectfully.
Comments and community contributions must not:
- be defamatory, abusive, threatening, hateful, discriminatory, obscene, or harassing
- contain unlawful, false, misleading, or fraudulent statements
- promote violence, criminal conduct, or harmful activity
- include spam, repetitive promotions, undisclosed commercial messaging, or malicious links
- impersonate another person or misrepresent an affiliation
- disclose private, personal, or confidential information without authority
We may moderate, filter, delay, refuse, restrict, edit, de-prioritise, or remove comments and user-generated content at our discretion.
For high-volume or large-scale comment environments, we may use automated systems and moderation tools to detect spam, abuse, impersonation, security threats, and other rule-breaking behaviour. We may also suspend or permanently restrict community access for repeated or serious breaches.
13. Accuracy and Editorial Content
Morganable aims to publish accurate, fair, and responsibly verified journalism. However, published content may include errors, omissions, evolving facts, or developing information, especially in fast-moving news situations.
Nothing on morganable.com constitutes legal, financial, investment, tax, medical, or other regulated professional advice. Readers should seek appropriate independent advice before acting on information published on the site.
14. External Links
Morganable.com may include links to third-party websites, services, or resources for reference, attribution, convenience, or advertising purposes.
We do not control third-party sites and are not responsible for their content, availability, security, or privacy practices. A link to an external site does not necessarily imply endorsement by Morganable.
15. Advertising and Sponsored Content
Morganable may display advertising, sponsored content, branded content, partner material, paid promotions, or other commercial material.
Such content should be clearly labelled in accordance with our policies. Sponsored content is not the same as independent newsroom reporting.
16. Privacy, Cookies, and Electronic Communications
Use of morganable.com is also subject to our Privacy Policy and Cookie Policy.
Where we use cookies or similar technologies, we will seek to comply with applicable privacy and electronic communications rules. UK ICO guidance says organisations must explain cookie use and obtain consent for non-essential cookies, subject to limited exceptions for strictly necessary technologies. PECR also works alongside the UK GDPR standard of consent.
If you sign up for newsletters, alerts, or marketing communications, additional rules on electronic marketing and consent may apply.
17. Intellectual Property Complaints
If you believe that any content on morganable.com infringes your copyright or other rights, please contact us with sufficient detail for us to investigate, including:
- your name and contact details
- identification of the work or rights concerned
- the URL or location of the material in question
- the basis of your complaint
- any supporting evidence reasonably required
We may remove, restrict, or investigate material where we reasonably consider this necessary.
18. Limitation of Liability
To the fullest extent permitted by law, Morganable Newspaper, Morganable Media Group, and their officers, editors, employees, contractors, and contributors shall not be liable for any indirect, incidental, consequential, or special loss arising out of or in connection with use of, or inability to use, morganable.com.
Nothing in these Terms of Use excludes or limits liability where such exclusion or limitation would be unlawful.
Because Nigeria and the UK consumer law requires terms to be fair and transparent, any liability wording used with consumers should be reviewed with that standard in mind.
19. Indemnity
You agree to indemnify and hold harmless Morganable Newspaper, Morganable Media Group, and their officers, editors, employees, contractors, and contributors from and against claims, liabilities, damages, losses, and expenses arising from your breach of these Terms of Use or your unlawful misuse of the website, except to the extent caused by our own negligence or breach of law.
20. Suspension and Termination
We may suspend, restrict, terminate, or refuse access to morganable.com, any account, any subscription feature, or any interactive service where we reasonably believe you have:
- breached these Terms of Use
- acted unlawfully
- failed to make payment
- created security, legal, or operational risk
- harmed Morganable, its users, or its systems
Termination or suspension does not affect any rights or obligations accrued before that action takes effect.
21. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria and England and Wales.
Any dispute arising out of or in connection with these Terms of Use or use of morganable.com shall be subject to the exclusive jurisdiction of the courts of the Federal Republic of Nigeria and England and Wales, unless applicable law requires otherwise.
22. Contact
If you have questions about these Terms of Use, please contact:
Morganable Newspaper
Owner: Morganable Media Group
Email: info@morganable.com
Website: morganable.com
Our Position
By using morganable.com, you agree to use the site lawfully, respect our content rights, and recognise the distinction between independent journalism and other material published on the platform.
